Many states use licensing as a means to regulate an activity, particularly one that requires a high level of skill and is deemed dangerous when performed incorrectly. Professionals are often licensed because unqualified practitioners can cause harm. A state may require the licensing of professionals in law, finance, real estate, construction, and other occupations. More »

Most contractors agree that once a job breaks ground, the job is half way done.  Yes it is true. It takes as much time and effort to design, estimate, contract, schedule, and permit the work as it takes to build it!   More »

Risk is an uncertainty you assume everyday and sometimes it can result in loss. Insurance is a resource that protects you against major financial loss because the risk of loss is transferred to the insurance company. In exchange for a small fee (the premium), you are likely protected against potentially large losses. More »

Have you ever noticed how unorganized projects take twice as long to complete and even then, the results are often unsatisfactory? This can occur when there is no clear objective or defined means of reaching it. More »

Legal Disclaimer/Important notice to readers: The following overview of construction liens is presented as general information only. It is not legal advice, that is, the application of law to an individual’s specific circumstance. Because lien law is a complicated area of law that varies with each state, and because the following information is not a complete analysis ... More »